Joy Loretta Holter, age 63, was born on July 1, 1955 in Crossville, TN to Leonard and Hazel Norris Sapp. She passed away on April 21, 2019 surrounded by her family that she loved dearly.

She is survived by her husband, Buddy Holter; children, HJ Holter (JoAnne) and Daniel Holter; granddaughters, Emma and Lena; and siblings, Wanda Wyatt (Bobby), Dennis Sapp (Lisa), and Jill Debord (Randy).

She is preceded in death by her parents; and brothers, Tom Sapp and Delmer Sapp.

Family will receive friends on Thursday, April 25, 2019 from 6:00 to 8:00 p.m. at Crossville Memorial Funeral Home.